More people are looking to buy than there are homes to sell. 

"It's a really tight market out there with low inventory. You match that with low interest rates right now, and it makes it really hard for some buyers to find that home," Holm said. 

The pandemic is changing the game. And that's keeping those working with buyers on mortgages busy, too. 

"It's an insanely busy time in our industry; we're not used to back-to-back-to-back months of record production," said Conor Hesch, a loan officer at Bell Mortgage.

"The interest rates are low, historically low, but they're also stable. So there is federal stimulus money at play. The government is able to buy mortgage-backed security, in addition to the demand that's already there."

Depending on the loan program and a person's credit score, the rates are as low as 2-3%. 

"It is a great time to be looking at your house, or to be looking at another house," Hesch said. 

But what will that mean as time goes on? 

"We see is a decrease in the volume of sales during election year, no matter what candidate wins — Republican or Democrat. But the interesting thing about that is by inauguration, so the year back, it's actually the busiest spring market in the past four years," real estate agent Eric Eickhof said. 

"The housing industry, and real estate in general, will always be there, people will always need a place to live," Holm said.